Monday, April 28, 2008
Baby Step 1
Dave's baby step one: Save $1000 emergency fund (if you make less than $20,000 a year, save $500) make this a liquid fund, which means make it readily available. It may take a while to build this up, that's ok. It will save you in the long run. Never use credit cards for this, emergencies on credit cards turn in to excuses to live beyond your means.