Learn to balance your checkbook

In the day of Debit cards and automatic transfers, learning how to balance your checkbook is a must. Many believe that online banking has replaced balancing your checkbook but contrary to this belief, it is still an important role. Writing down you starting balance at your next pay, automatically subtract all automatic drafts you may have during the month, including bank charges and fees, then continue to subtract and write down any debits, cash withdrawals, atms and fees. Never let it get past zero.